Your Local Insurance Agent will help you Determine what Coverage you Need
It is a vital first step to have an inventory listing of the jewelry items that you own. This documentation will help you to determine the need you have for insurance, based on the total and individual value of the items that you own.
The best way to secure insurance for your jewelry is through your homeowner's or renter's policy. You may also purchase coverage through an individual insurance company that specializes in jewelry. There will be paperwork required to secure insurance on your items. Formal appraisials that have descriptive details and photographs are your best protection in case of a loss. Annual jewelry losses are in the hundreds of millions of dollars per year. You must establish a record of what you have to prove ownership of your pieces - which will be invaluable in case of a loss.
Your local insurance agent will help you determine the type and amount of coverage that you will need and will take into account any other security measures that you are taking such as, an alarm system or jewelry safe in your home.
The best way to secure insurance for your jewelry is through your homeowner's or renter's policy. You may also purchase coverage through an individual insurance company that specializes in jewelry. There will be paperwork required to secure insurance on your items. Formal appraisials that have descriptive details and photographs are your best protection in case of a loss. Annual jewelry losses are in the hundreds of millions of dollars per year. You must establish a record of what you have to prove ownership of your pieces - which will be invaluable in case of a loss.
Your local insurance agent will help you determine the type and amount of coverage that you will need and will take into account any other security measures that you are taking such as, an alarm system or jewelry safe in your home.
Ask your Insurance Agent about a Jewelry Security Event in your Area
Security Partners all over the country are pairing up to promote jewelry security...
"I wanted to let you know how much I appreciated pairing with you on the Jewelry Security Event. As an insurance agent, I see the unfortunate result of jewelry theft and loss. Our goal is to protect and prevent losses. I know firsthand how personal a claim involving jewelry can be. Your suggestion of partnering on an educational event was an enjoyable way to present information from both sides. As a quality jeweler, you helped me understand what to look for in appraisals, gave informative examples of losses and provided a structured plan to document and protect jewelry.
It is important for clients to be able to work hand in hand with their jeweler for fair appraisals, regular cleanings and checks, and at times, repair and replacement. As their insurance agent, I can give peace of mind and allow them to wear their jewelry confidently. By presenting the importance of maintaining and insuring jewelry as a team, I believe we were able to effectively communicate this important message.
I value your innovation, enthusiasm and dedication to your field."
Alison Boscovich, Agent
State Farm Insurance
"I wanted to let you know how much I appreciated pairing with you on the Jewelry Security Event. As an insurance agent, I see the unfortunate result of jewelry theft and loss. Our goal is to protect and prevent losses. I know firsthand how personal a claim involving jewelry can be. Your suggestion of partnering on an educational event was an enjoyable way to present information from both sides. As a quality jeweler, you helped me understand what to look for in appraisals, gave informative examples of losses and provided a structured plan to document and protect jewelry.
It is important for clients to be able to work hand in hand with their jeweler for fair appraisals, regular cleanings and checks, and at times, repair and replacement. As their insurance agent, I can give peace of mind and allow them to wear their jewelry confidently. By presenting the importance of maintaining and insuring jewelry as a team, I believe we were able to effectively communicate this important message.
I value your innovation, enthusiasm and dedication to your field."
Alison Boscovich, Agent
State Farm Insurance